Have an old credit card with a high limit and a spotless history? Cardholders like you supply every line on our marketplace. You add an authorized user for a couple of statement cycles; we pay you for the slot.
Banks we accept
Credit unions we accept
Illustrative examples of how the math works for cardholders — every few months, a fresh set of clients, a fresh payout. Not real accounts or earnings.
| Item | Detail | Cost to you |
|---|---|---|
| Social Security number | Never requested. Not now, not later. | NONE |
| Account or login access | Nobody logs into your bank. Ever. | NONE |
| Your job | Add the authorized user’s name to the card. That’s the whole job. | 5 MIN |
| Contract term | No contract, no minimum. Pause a card or walk away whenever you want. | NONE |
| Risk to your card | The authorized user gets no card, no number, no spending. | NONE |
| Balance due from you | $0.00 | |
| Paid to you | PER SLOT | |
Illustrative examples. Payouts are quoted per card and depend on age, limit and issuer.
Bank, open year, limit. Cards from major issuers with 2+ years of history and a $5,000+ limit qualify; older and higher earns more.
No late payments ever, utilization under 10%. We confirm it on your own report before anything is listed.
You see what each slot pays before you commit. List as many or as few slots as you want.
You add the authorized user, keep the balance low for two cycles, remove them, and get paid. The AU never receives a card and cannot spend.
Adding an AU does not change your score. The account stays yours; the AU inherits its history on their report, not the other way round.
No. You can tell the bank not to issue a card, and we never share your account number with anyone.
Two statement cycles — about 60 days. Then you remove the AU and the slot is free again.
After the line reports. Payment method is agreed when we quote you.
Yes. Adding authorized users is a decades-old, lawful practice with every major issuer. We never ask you to misstate anything.