Who we are
AboutTradeline Town
A marketplace for seasoned authorized-user tradelines. Real banks, live inventory, honest deadlines — and no promises we cannot keep.
Banks we accept
CHChaseC1Capital OneCICitiBABank of AmericaDSDiscoverWFWells FargoUSUS BankBCBarclaysSYSynchronyTDTD BankTRTruistPNPNCUAUSAAGSGoldman SachsFNFNBO53Fifth ThirdCZCitizensKBKeyBankRGRegionsHNHuntingtonMTM&T BankBMBMOHSHSBCCOComenityELElanCHChaseC1Capital OneCICitiBABank of AmericaDSDiscoverWFWells FargoUSUS BankBCBarclaysSYSynchronyTDTD BankTRTruistPNPNCUAUSAAGSGoldman SachsFNFNBO53Fifth ThirdCZCitizensKBKeyBankRGRegionsHNHuntingtonMTM&T BankBMBMOHSHSBCCOComenityELElan
Credit unions we accept
PFPenFedALAlliantDCDCUAFAndrews FCUSFSchoolsFirstG1Golden 1BEBECUFTFirst TechSCSuncoastSSSecurity ServiceA1America FirstBPBethpageCCConsumers CULFLangley FCUAYAffinity FCUSESECURBRBFCUPTPatelcoWPWright-PattTFTeachers FCUPFPenFedALAlliantDCDCUAFAndrews FCUSFSchoolsFirstG1Golden 1BEBECUFTFirst TechSCSuncoastSSSecurity ServiceA1America FirstBPBethpageCCConsumers CULFLangley FCUAYAffinity FCUSESECURBRBFCUPTPatelcoWPWright-PattTFTeachers FCU
Whatwe do
tradelinetown.com
TTTradeline TownCart
Availabletradelines
Chase$18,000 · 2014Add
Citi$25,000 · 2012Add
Discover$9,000 · 2018Add
Live inventory · post date · purchase deadline · slots left
Pick a line
Live inventory from real banks. Every card shows its limit, age, post date, purchase deadline and slots left — you pick what fits your file.
Secure identity link 🔒 Encrypted
Order TL-8K2Q · sent after payment
Full legal name ✓
Date of birth ✓
SSN ···-··-···· ✓
Address on file ✓
Submit to cardholder
Never typed into the storefront · encrypted, removed after submission
Verify securely
After payment you get a secure link to add the authorized user: name, date of birth, SSN and address — what the tradeline provider requires to add them. Encrypted, used once, then removed.
Posting tracker Chase · $18,000
EquifaxPosted · Sep 3
ExperianPosted · Sep 4
TransUnionReporting
Reporting window
Post dateWindow closes
Guarantee: 2 bureaus · 2 cycles · ≤20% utilization — or refunded or re-run next cycle, your choice
Watch it post
The cardholder adds you as an authorized user and the account history appears on your report. Track each bureau in the posting tracker.
Screens are illustrations, not real accounts, clients or earnings.
How weoperate
Live inventory
The marketplace syncs to our supplier list automatically. If a line sells out, it comes down.
Honest timing
Deadlines and reporting windows are enforced by the system, not a sales rep.
Nothing sensitive up front
The storefront never asks for your SSN, date of birth or bank details. After payment, a secure link collects only what the tradeline provider requires to add the authorized user.
No score promises
We tell you what a line changes — limit, age, depth. What a scoring model does with that depends on your file.
A guarantee that means something
At least two bureaus, two cycles minimum, utilization at or below 20%. If a line does not post to two bureaus, it is refunded or re-run next cycle — your choice.
People who answer
Questions get a straight answer from a person.