Terms ofservice
How ordering works, what we need from you, and what we cannot promise.
Last updated October 13, 2026. By using this site or placing an order you agree to these terms.
What we sell
Tradeline Town sells authorized-user tradelines: you are added as an authorized user to a seasoned credit card account held by someone else. You receive no card and cannot spend on the account.
Buying and payment
Orders are paid by card through Stripe. Your spots are held for a limited time while you pay, and the hold is released if payment does not finish. Orders close 7 days before the posting date shown on each line so the cardholder has time to add you.
Authorized user details
After payment you must provide the authorized user’s name, date of birth, Social Security number and address through the private link we send. The tradeline provider requires them to add the authorized user, and your order cannot move forward without them. See the Privacy page for how they are handled.
Credit freezes and fraud alerts
A credit freeze or fraud alert on the authorized user’s file blocks posting. You confirm on the details form that there is none, or that it will be lifted before the posting date.
No promises about scores or approvals
Tradelines are a credit-building tool, not a guarantee of any specific score outcome. Results vary by credit profile. We do not provide legal or financial advice, and we do not promise any approval for a loan, card or rental.
Guarantee
Our guarantee is shown at tradelinetown.com/#guarantee. The guarantee shown there governs; nothing on this page changes it.
Contact
Reply to your order text, or use the contact page.